Most entrepreneurs receive financial statements regularly, but do not always know how to interpret them. This workshop will introduce the three main financial statements every business owner should understand: the Income Statement, Balance Sheet, and Cash Flow Statement. Through practical exercises and simplified templates, participants will learn how to read, interpret, and connect these statements to practical business decisions.
A networking session will follow.
The Malta Chamber of Commerce, Enterprise and Industry (The Malta Chamber) is committed to protect the privacy of individuals who communicate with it, use its services, visit its website, and who make use of its online facilities. In this regard, any personal data submitted with this registration will be processed according to our Privacy Policy.
During the event, photos will be taken which will be used for marketing purposes. Kindly inform us on info@maltachamber.org.mt if you do not wish to feature in any marketing activities.
This seminar will provide an overview of the most fundamental aspects of commercial leases as well as the legal considerations which must be kept in mind by landlords and tenants alike. Focus will be given to protected commercial leases under Maltese law and the right to compensation, differences between di fermo and di rispetto periods, the process of evicting a defaulting tenant and conversely ensuring conformity with contractual and legal obligations as a tenant in defense of such claims. Reference will also be made to Maltese jurisprudence on such matters while further considering court decisions as they relate to mere delay clauses and differences between extraordinary and ordinary repairs.
This seminar will also feature a panel discussion which will offer practical insights, also giving participants the opportunity to ask questions on the subject.
The Malta Chamber of Commerce, Enterprise and Industry (The Malta Chamber) is committed to protect the privacy of individuals who communicate with it, use its services, visit its website, and who make use of its online facilities. In this regard, any personal data submitted with this registration will be processed according to our Privacy Policy. During the event, photos will be taken which will be used for marketing purposes. Kindly inform us on info@maltachamber.org.mt if you do not wish to feature in any marketing activities.
This webinar will introduce businesses to the Malta Enterprise Green Mobility Scheme, highlighting funding support of up to 50% for electric mobility, including investments in electric vehicles and charging infrastructure. Participants will learn how the scheme supports fleet electrification, reduces operational costs, and enables a smoother transition to sustainable transport through support for EV leasing and charging solutions.
The Malta Chamber of Commerce, Enterprise and Industry (The Malta Chamber) is committed to protect the privacy of individuals who communicate with it, use its services, visit its website, and who make use of its online facilities. In this regard, any personal data submitted with this registration will be processed according to our Privacy Policy. During the event, photos will be taken which will be used for marketing purposes. Kindly inform us on info@maltachamber.org.mt if you do not wish to feature in any marketing activities.
IBM Technology Day Malta will bring together senior business and technology leaders to explore how innovation is transforming organizations across Malta. The event will showcase real use cases from leading Maltese institutions, demonstrating how AI, data, and modern infrastructure are delivering tangible results. Attendees will also have the opportunity to learn from international technology leaders visiting Malta, gaining fresh perspectives and insights while exchanging ideas on how to accelerate digital transformation and create new business value.
AGENDA
09:00 | Registration and welcome coffee
09:30 | Event opening- Digital evolution in Malta Dr Marthese Portelli – CEO at The Malta Chamber of Commerce, Enterprise and Industry
09:45 | IBM for the Technology needs of Business Fernando Suárez – Vice President, Select Territory and Ecosystem at IBM
10:05 | From AI Ambition to Impact: achieve Leadership in the Maltese Business Landscape Santi Cantero – Data Platform Leader at IBM Juan Avilés – Presales Consultant at TD Synnex
10:25 | Trends in Storage, Servers and Cloud Juan Carlos Sánchez – Storage Sales at IBM Arturo Guerrero – Cloud & Power Technical Sales Manager at IBM Juan Avilés – Presales Consultant at TD Synnex
10:55 | Coffee break
11:25 | Unlocking Enterprise Efficiency with IBM Automation Carina Viglietti – Automation Activate Leader at IBM
11:35 | Malta Transformation Use Cases
Bank of Valletta – Applying FinOps with Cloudability Bjorn Ekstedt – CIO at Bank of Valletta Michael Azzopardi – Technology Consulting Partner at EY
Aviaserve – Intelligent Asset Management with Maximo Application Suite Robert Sofia– Head of Operations at Aviaserve Neil Mallia– Director at Enterprise MRO Karel Zahra – Senior Solutions Architect at Enterprise MRO
12:15 | Simplifying risk and regulatory compliance with a unified GRC platform Denis Vella – Head Architect at PTL
12:30 | TD Synnex Added Value for Malta Alex Benito – Networking & IBM Unit Director at TD Synnex
12:35 | How advanced leaders can solve their technology needs Conversation between IBM (Menicos Mavrommatis – Business Development Malta at IBM) and Partners (Dr Vince Vella – CTO/CCO FinTech Division at Computime; David Vassallo – CTO at Cybersift; Pierre Attard – CCO at PTL; Dr Jovan Pehcevski – Enterprise Technology Lead at SG Solutions)
13:00 | Lunch & Networking
SPONSORS & COLLABORATORS
SPEAKERS
Dr Marthese Portelli – CEO at The Malta ChamberFernando Suárez – Vice President, Select Territory and Ecosystem at IBMJuan Avilés – Presales Consultant at TD SynnexSanti Cantero – Data Platform Leader at IBMJuan Carlos Sánchez – Storage Sales at IBMArturo Guerrero – Cloud & Power Technical Sales Manager at IBMCarina Viglietti – Automation Activate Leader at IBMBjorn Ekstedt – CIO at BoVMichael Azzopardi – Technology Consulting Partner at EYRobert Sofia – Head of Operations at AviaserveNeil Mallia– Director at Enterprise MROKarel Zahra – Senior Solutions Architect at Enterprise MRODenis Vella – Head Architect at PTL Alex Benito – Networking & IBM Unit Director at TD SynnexMenicos Mavrommatis – Business Development Malta at IBMDr Vince Vella – CTO/CCO FinTech Division at ComputimeDr Jovan Pehcevski, Enterprise Technology Lead at SG SolutionsPierre Attard – CCO at PTLDavid Vassallo – CTO at Cybersift
The Malta Chamber of Commerce, Enterprise and Industry (The Malta Chamber) is committed to protect the privacy of individuals who communicate with it, use its services, visit its website, and who make use of its online facilities. In this regard, any personal data submitted with this registration will be processed according to our Privacy Policy. During the event, photos will be taken which will be used for marketing purposes.Kindly inform us on info@maltachamber.org.mt if you do not wish to feature in any marketing activities.
The Epic Business panel discussion explores discussions on how organisations create high-performing environments by intentionally shaping internal culture, leadership, and people practices.
Through practical insights and leadership perspectives, the conversation will examine how culture evolves intentionally as organisations scale, how leaders maintain trust and alignment during periods of change, and how strong internal cultures become a strategic advantage for long-term performance and resilience.
The session will combine a facilitated discussion on the topic whilst allowing participants to reflect on the practical implications for their own organisations. Attendees will be encouraged to engage in open dialogue, exchange perspectives, and pose questions during the Q&A segment, concluding with reflections on what is required to build environments where excellence can be sustained over time.
The morning programme will begin with breakfast and networking, followed by a moderated discussion and an interactive Q&A session.
SPEAKERS
Dr Marthese Portelli, CEO, The Malta ChamberMarisa Xuereb, Chairperson, EpicLara Lewis, General Manager, BridgePoint MaltaDeborah Azzopardi, CPO, EpicGreta Rapinett, Customer Strategist & TrainerMikela Fenech Pace, HR ConsultantTrudy Kerr, Award Winning Interviewer
The Malta Chamber of Commerce, Enterprise and Industry (The Malta Chamber) is committed to protect the privacy of individuals who communicate with it, use its services, visit its website, and who make use of its online facilities. In this regard, any personal data submitted with this registration will be processed according to our Privacy Policy. During the event, photos will be taken which will be used for marketing purposes. Kindly inform us on info@maltachamber.org.mt if you do not wish to feature in any marketing activities.
Businesses are undergoing a fundamental shift in how they operate, driven by the adoption and deployment of AI. Organisations are facing unprecedented challenges in processing personal data and safeguarding privacy.
Does your business process personal data through AI systems? Do you use profiling or automated decision-making in the context of recruitment and employment? Do you use biometric data? Do you deploy large language models or general-purpose AI models in conjunction with the provision of your services?
This session will guide you through the steps you need to take to ensure that your current practices, products, services, and internal procedures comply with the complex regulatory landscape that has emerged alongside the deployment and use of AI systems.
The session will address the following:
• What current and anticipated updates do you need to review and adopt internally from a privacy and data protection perspective? • What legal bases for processing personal data do you need to consider in the context of automated decision-making, employment, the deployment of chatbots, training AI models, or the use of AI systems to render services? • What changes or complementary requirements are mandated by EU regulation for businesses that process personal data through AI systems in order to safeguard privacy? • Does the AI Act apply to your business? Are you a provider, deployer, importer, or distributor of AI systems, and how are these roles treated in the context of prohibited, high-risk, and other categories of AI systems? • How is the EU AI Act, which is likely to become applicable in August 2026, likely to shape personal data processing activities, data governance, and security? • What changes are anticipated with the introduction of the recently announced Digital Omnibus Package?
Join us for a 1.5hour session addressing these issues from an EU legal perspective, with a focus on the requirements under the GDPR and the AI Act. The aim is to equip organisations with sound practices for processing personal data through AI-powered systems and technologies, whilst preserving privacy and trust.
The Malta Chamber of Commerce, Enterprise and Industry (The Malta Chamber) is committed to protect the privacy of individuals who communicate with it, use its services, visit its website, and who make use of its online facilities. In this regard, any personal data submitted with this registration will be processed according to our Privacy Policy. During the event, photos will be taken which will be used for marketing purposes. Kindly inform us on info@maltachamber.org.mt if you do not wish to feature in any marketing activities.
The Malta Chamber Annual General Meeting aims to review our milestones from the previous year and outline our strategic vision for the year ahead.
This meeting serves as a vital forum for member participation and collective decision-making. We look forward to your presence as we shape the future of our community together.
The Malta Chamber of Commerce, Enterprise and Industry (The Malta Chamber) is committed to protect the privacy of individuals who communicate with it, use its services, visit its website, and who make use of its online facilities. In this regard, any personal data submitted with this registration will be processed according to our Privacy Policy. During the event, photos will be taken which will be used for marketing purposes. Kindly inform us on info@maltachamber.org.mt if you do not wish to feature in any marketing activities.
The Malta Chamber, in collaboration with the Gozo Business Chamber, is organising an information session to help Gozitan entrepreneurs, managers, and employers understand how sustainability can be a key driver of growth and efficiency. This interactive session is tailored for local businesses and will highlight practical, actionable strategies to cut costs and leverage emerging opportunities in the circular economy and the green transition. The session will also provide information on available funding to help enterprises adopt more sustainable practices.
AGENDA
09:30 | Coffee & Registration
10:00 | Welcome & Opening Remarks Mr William Spiteri Bailey, President, The Malta Chamber Mr Michael Galea, President, Gozo Business Chamber Mr Ivan Falzon, CEO, Gozo Regional Development Authority (GRDA)
10:15 | Energy & Water Sustainability for Enterprises Mr Mark Anthony Callus, Policy Officer, Energy & Water Agency Mr Matthias Agius, Policy Officer, Energy & Water Agency
11:00 | Coffee Break
11:30 | Sustainable benefits and opportunities: available EU and National Schemes for Businesses Ms Alison Mizzi, Director – Advisory Service, EMCS
12:30 – Networking Lunch
The Malta Chamber of Commerce, Enterprise and Industry (The Malta Chamber) is committed to protect the privacy of individuals who communicate with it, use its services, visit its website, and who make use of its online facilities. In this regard, any personal data submitted with this registration will be processed according to our Privacy Policy.
During the event, photos will be taken which will be used for marketing purposes. Kindly inform us on info@maltachamber.org.mt if you do not wish to feature in any marketing activities.
The Executive Business Breakfast & Book Presentation provides an opportunity for executives, senior leaders, business owners and continuous improvement professionals to reflect on The KAIZEN™ Culture Paradox – “The Road That Got Us Here” and to examine why culture remains the decisive factor in sustaining continuous improvement.
Many organisations invest significantly in improvement programmes, operational excellence initiatives and transformation projects, yet struggle to achieve lasting impact when the underlying culture does not evolve. This session will explore the relationship between culture and performance, highlighting why behavioural norms, leadership habits and day-to-day management practices ultimately determine whether improvement is embedded or short-lived.
The session combines a structured book presentation with facilitated discussion, enabling participants to consider practical implications for their own organisations. Attendees will have the opportunity to engage in open dialogue, share perspectives and raise questions during the Q&A segment, concluding with reflections on what it takes to build an environment where excellence can endure.
The morning programme includes breakfast and networking, followed by the book presentation and discussion, Q&A and closing reflections.
Programme:
• 08:30 – 09:00 | Breakfast & Networking • 09:00 – 10:00 | Book Presentation & Discussion • 10:00 – 10:15 | Q&A • 10:15 – 10:30 | Closing Reflections – “The Road That Got Us Here”
